There is a common myth that prenuptial agreements are only for the rich or the famous. In reality a prenup is simply a way for any couple to be clear and fair with each other about money before they marry. Here are the situations where one is especially worth considering.
You own a property or are buying one together
If one partner owns a home, or you are pooling deposits unequally, a prenup can record how that property should be treated.
One of you owns a business
A business is often someone's livelihood and may involve other people. A prenup can help protect it from being caught up in a future divorce.
This is a second marriage or you have children from a previous relationship
Blended families are one of the most common reasons couples make a prenup — for example, to protect assets intended for children from an earlier relationship while still providing fairly for a new spouse.
There is a significant difference in wealth or income
Where one partner has substantially more assets, savings or earning power, a prenup lets both people enter the marriage knowing where they stand.
You expect an inheritance, or are bringing in debt
A prenup can ring-fence family inheritances and make clear who is responsible for debts brought into the marriage.
It's really about clarity and fairness
Far from being unromantic, making a prenup is a conversation about your finances and your future together — and getting that clarity in writing can give both partners peace of mind. If you decide to go ahead, our guide to what to include in a prenuptial agreement is a good next step.
Create your prenuptial agreement online
UK Prenup lets couples in England & Wales create a clear, fair prenuptial agreement online from £199, with your document generated instantly as a PDF. See how it works or get started.
UK Prenup is not a law firm and does not provide legal advice. A prenuptial agreement in England & Wales is not automatically binding, and both partners should take independent legal advice before signing.